Rules of baccarat – 24 kt gold casino baccarat
The purpose of baccarat is to obtain a hand with the closest point total to nine. 10s and picture cards count as zero, 2 through 9 as their face value and aces are count as one. If the value of the hand is ten points or more, subtract ten, and the remainder is the baccarat point value of the hand. For example: 7+8=15=5 and 6+4=10=0.
Place your bet on the banker’s hand and/or on the player’s hand and/or on a tie. The player and the banker are then each dealt a two-card hand. In certain cases, a third card is dealt to the player or the banker or both (Third Card Rules). Cards are dealt from a shoe that holds 6 decks of cards. The decks are shuffled each round.
The player closest to 9, wins.
If both the player’s hand and the banker’s hand have equal totals, the game result is a ‘tie’. If you have placed a bet on the ‘tie’ field, your payoff is 9 for 1.
If you bet on the banker and the banker wins, you are paid 2 for 1 minus 5% bank commission (vigorish).
If you bet on the player and the player wins, you are paid 2 for 1 winnings on your bet.
Third Card Rules
The following baccarat rule chart governs when the player and/or the banker will automatically be dealt (i.e. “draws”) a third card in the baccarat game:
Banker
| Point Value of First Two Cards: |
Draws when the player’s third card is: |
Does not draw when the player’s third card is: |
| 0 - 2 | Always draws a card. | |
| 3 | 0 - 9 | 8 |
| 4 | 2 - 7 | 0, 1, 8, 9 |
| 5 | 4, 6, 7 | 0 - 3, 8, 9 |
| 6 | 6, 7 | 0 - 5, 8, 9 |
| 7 | Always stands. | |
| 8, 9 | Player cannot draw. | Player cannot draw. |
Player
| Point Value of First Two Cards: | |
| 0 - 5 | Draws a card. |
| 6, 7 | Stands. |
| 8, 9 | “Natural hand”, no further draw. |